Cost to own a bass boat in Indiana

Example: the Crestliner Xfc 189, 18' 10", at its published builder price of $33,344 (crestliner.com). It is the middle-priced of 26 bass boat models with a published price ($18,275 – $100,013).

Sourced costs, cash purchase, Indiana
Cost	Amount	Basis
Sales/use tax (once)	$2,334	7% statewide (DOR: 'The sales tax for the entire State of Indiana is 7%') -- Indiana sales/use tax on watercraft per DOR SIB 28.
Title (once)	not captured	Title fee not in our data; see the state source.
Registration (once)	$18	structured length tier 13-26 ft (length fee at first registration/ownership change); does not renew.
Registration (per year)	$0	$18 every 0 yr (structured length tier 13-26 ft (length fee at first registration/ownership change)).
Maintenance (per year)	$3,334	10% of boat value, a rule of thumb from discoverboating.com; not a measured average.
Property tax	—	Boat excise tax in lieu of property tax — not included in these totals.
At purchase (tax + title)	$2,352	plus the boat price
Per year, sourced lines	$3,334	about $278/month; partial

Costs you add yourself

We have no official per-state figure for these, so they are not in the totals above.

Storage: outdoor storage runs about $600 – $3,600 a year nationally (discoverboating.com, $/month × 12). Keeping it on a trailer at home can be $0.
Insurance: no public premium data; get a quote. Insurance matcher
Fuel: the Crestliner Xfc 189 holds 21 gal. No official or public marina-fuel dataset found. EIA on-road retail gasoline/diesel by region is a proxy only.
Loan: these numbers assume cash. Add your rate and term in the calculator.

Run the full calculator for this boat

More: Indiana boating rules · all bass boat models

Sources

Registering agency: Indiana Bureau of Motor Vehicles (registration); DNR Law Enforcement (education)
in.gov
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Boat price and length: crestliner.com

State rules checked 2026-10-24. Fees change; confirm with the agency. Calculated with the same engine as the true cost tool.